Changes for Santander customers:
123 Current Account, monthly fee goes to £5 from £2
123 Credit Card annual fee rises to £36 from £24
123 Credit Card cashback reduced...
e.g. 1% on supermarket spend and 2% on department stores limited to £3 a month each
Affects 3.6 million current account customers, and 1.8 million with credit cards
Blow for credit card customers softened by temporary holiday from 2.95% foreign transaction charge