Tips for evading the cash machine con merchants.
What they often do is look over your shoulder, usually the left shoulder, to see you tapping in your PIN - that's why it's called shoulder-surfing.
Then they dodge round to your right hand side and distract you when the machine gives you back your card. And they take it.
Distraction techniques include: shoving a leaflet in front you and above the card slot, engaging you in a spurious conversation, telling you that you've dropped something.
So what can you do?
1. Shield your PIN, with your other hand or with something you can hold.
2. Make a habit of using cash machines inside branches. They're safer.
3. Choose a more difficult PIN, one that is hard to take in at a glance.
4. It still has to be easy to remember - so you never feel the need to write it down.
5. Consider including numbers in the bottom right-hand corner of the keypad, such as 6,8 and 9, because they're harder to see if a thief is looking over your left shoulder.
6. If people are hanging around the cash machine, go and find another one.