Black box App

Black box technology could be the future for many drivers, especially young drivers, who find car insurance is unaffordable.

The gadgets monitor your driving skills and when you take the car out (insurers think it's much riskier at night). If you're good, the cover should be cheaper.

So why not try out the technology on your smartphone?

One provider, Young Marmalade, has come up with an App to keep tabs on your driving - and show how the system operates.

Worth a try! See if it works.

Some firms offering motor insurance with a black box:

Young Marmalade

Co-operative Insurance Services

AA Insurance