Thursday, 5 January 2012

Shell closing pension scheme

Shell UK is to close its £13bn final salary pension scheme to new joiners.

It is believed to be the last of the UK's top 100 publicly listed companies to pull out of offering gold-plated final salary pensions to new recruits.

Final salary schemes promise a guaranteed proportion of salary to members on retirement, depending on the number of years worked.

As employers look to cut costs, 90% of the schemes have been closed to new members, according to research from the Association of Consulting Actuaries.

From early 2013 new staff at Shell will be offered membership of a scheme without a guaranteed level of pension.

Existing members of the Shell scheme will be allowed to continue contributing and building up their salary-linked pensions.

The National Association of Pension Funds says that nearly a quarter of private sector final salary schemes are now closed to both new joiners and further contributions from existing members.

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